Privacy Policy

Effective Date: June 2025
Last Update: June 2025

1. Introduction

Gari Technologies (“we”, “our”, “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you apply for or use our electric vehicle (“EV”) financing services. By accessing or using our services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We collect personal information to assess your financing eligibility, deliver services, and comply with legal obligations.

Information You Provide Directly

Refer to our Terms and Conditions and our Operator Service Agreement for more details.

Information We Collect Automatically

  • Device data (IP address, browser type, operating system)
  • Usage data (pages visited, actions taken on our app or website)
  • Vehicle geolocation data

Information from Third Parties

  • Credit reference bureaus
  • Identity verification providers
  • Payment processors and financial institutions
  • Partner dealerships or vendors

3. How We Use Your Information

We use your personal information for the following purposes:

  • To assess your creditworthiness and approve financing
  • To manage your account and process payments
  • To communicate with you regarding your application or account
  • To comply with legal and regulatory obligations (e.g., anti-money laundering laws)
  • To detect and prevent fraud
  • To improve our services and develop new offerings

4. Sharing Your Information

We may share your information with:

  • Service providers: Payment processors, credit bureaus, cloud storage providers, and identity verification services
  • Partner vendors and dealers: For delivery and management of electric vehicles
  • Regulators and law enforcement: Where required by law or in connection with legal proceedings
  • Business partners or acquirers: In the event of a merger, acquisition, or sale of assets

We never sell your personal information.

5. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in thispolicy, including satisfying any legal, regulatory, or contractual obligations.

6. Security

We implement reasonable administrative, technical, and physical safeguards to protect your
information. However, no system is completely secure, and we cannot guarantee absolute
security

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal data we hold about you
  • Request corrections or updates to your information
  • Request deletion of your data (subject to legal obligations)
  • Withdraw consent for data processing where applicable

To exercise any of these rights, please contact us at: support@garitech.io

8. International Data Transfers

If we transfer your data outside your country, we ensure appropriate safeguards are in place to
protect your privacy.

9. Children's Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect data from minors.

10. Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes
via our website, app, or other contact methods

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact:
Gari Technologies Rwanda Limited
Email: support@garitech.io
Phone: (+250)798-664-175
Address: 1 KN 78 St, Kigali, Rwanda